Build your 2025 tax profile
11 questions · about 3 minutes · backed by Nigeria Tax Act 2025
Your progress0 of 11 complete
First — quick check
Have you filed your 2025 tax return already?
This routes you correctly — new filers get a full guide, returning users get what they need next.
No — I have not filed yetWe will build your personalised guide and filing plan.
Yes — I already filed my 2025 returnWe will help you get your Tax Clearance Certificate or prepare for 2026.
I started but did not finishWe will pick up where you left off.
What do you need next?
Get my Tax Clearance Certificate
Needed for loans, mortgages, contracts and travel.
Prepare for 2026 tax year
What to track now so 2026 filing is effortless.
Apply for a penalty waiver
First-time late filers under a new law have a case.
Question 1 of 11
Which state do you currently live and work in?
Your current residence state determines your filing authority.
NTA 2025, S.3: Residency = fixed abode + 183+ days presence.
Question 2 of 11
Is this the same state where your TIN was originally registered?
NTA 2025, S.2 + S.3: PIT follows residence, not TIN origin.
Yes — same stateNo mismatch. Straightforward filing.
No — TIN from a different stateTaxNaira routes your filing correctly.
Not sureWe will help you figure this out.
Question 2b of 11
Which state was your TIN originally registered in?
TIN-residence mismatch detected
Your TIN is from — but you live in —. TaxNaira routes your filing to —.
Question 3 of 11
What is your employment type?
Select all that apply.
Multiple employers — declare all income combined
Declare combined income on one return. (NTA 2025, S.28)
Pension and gratuity — mostly exempt
Pension and gratuity under the Pension Reform Act are fully exempt. (NTA 2025, S.163(i))
Question 4 of 11
Does your employer deduct PAYE from your salary?
NTAA 2025, S.101: PAYE does NOT replace your annual self-assessment return.
Yes — PAYE is deductedYou still must file a personal return annually.
No — I receive full gross salary, no deductionsYour employer is in breach. You owe the full tax personally.
Only some employers deduct PAYEDeclare combined income.
No employer — I am self-employedCalculate and pay the full tax directly.
Not sure — I will check my payslip
Your employer is in breach — but you still owe
This does not protect you. You personally owe the full tax. Your guide includes steps to report your employer to your state IRS.
NTA 2025, S.2 + NTAA 2025, S.101
Question 5 of 11
Did you receive any of these in 2025?
Gratuity / retirement payout
Some of this may be tax-free
Question 6 of 11
What is your gross annual income from all sources?
Fourth Schedule, NTA 2025: 0% on first ₦800K. 25% only above ₦50M.
Minimum wage (≤₦70K/month)Fully exempt — S.163(t). Nil return still required.
Below ₦800,000/year0% tax. Nil return required.
₦800,000 – ₦3,000,000/year15% band.
₦3,000,000 – ₦12,000,000/year18% band.
₦12,000,000 – ₦50,000,000/year21–23% bands.
Above ₦50,000,000/year25% band.
Question 7 of 11
Which S.30 deductions apply to you?
NTA 2025, S.30: Voluntary pension above 8% is fully deductible — most underused relief in Nigeria.
Pension (8%)
Voluntary pension ★
NHF (2.5%)
NHIS (5%)
Rent relief
Life insurance
Annuity ★
Mortgage interest
Business expenses
None
Voluntary pension — most underused deduction
Every extra naira contributed above 8% is fully deductible. ₦300K voluntary pension at 15% band saves ₦45,000 in tax.
NTA 2025, S.30(2)(a)(iii) + Pension Reform Act 2014
Question 8 of 11
Do you have a TIN or NIN?
NTA 2025: Get your TIN free at taxid.nrs.gov.ng or dial *346#.
I have both NIN and NRS TIN
NIN onlyGet TIN at taxid.nrs.gov.ng or dial *346#.
Old FIRS TIN onlyStill valid. Guide includes NIN linking steps.
Neither — need to registerGuide starts with NIN and TIN registration.
Question 9 of 11
Do you have an account on your state IRS portal?
Yes — I have logged in before
No — never registeredGuide includes full registration walkthrough as Step 1.
Registered but forgot my loginGuide includes password recovery steps.
Question 10 of 11
Have you filed taxes before?
No — first time everGuide will be extra detailed. Penalty waiver may apply.
Filed before but always struggledGuide flags every common mistake.
Question 11 of 11
How would you like to proceed?
File myself using the guide — freeStep-by-step walkthrough for your state portal.
AI files for me — ₦2,500Agent files on your state portal. Receipt delivered.
Pro — ₦7,500AI filing + expert review + penalty waiver + TCC retrieval.
Your tax profile — confirmed
Residence state—
Filing authority—
TIN mismatch—
Employment—
PAYE status—
Special income—
Income range—
Deductions—
TIN / NIN—
Portal account—
Filing history—
Preferred mode—